|Elder Care Information|
Strategies on Paying for Nursing Home Care and Medicaid
The decision to place your loved one into a nursing home is anextremely difficult decision, often causing much guilt for thecaregiver. It is a very emotional decision for most clients we see andmost are under a certain amount of stress, often great, when facing whatthey consider to be a drastic course of action.
I counsel ourcaregiver clients to get beyond the guilt as quickly as they can,because the situation their loved one is in is not the caregiver'sfault. And besides, the longer you remain under this stress, the lesshealthy you eat, or you eat way too much, the less you sleep, and somestart drinking (my own mother started this late at night after she gotmy dad settled in bed for the evening - not healthy to say the least).
The stress of caring for a loved one is constant and unrelenting. Itis a physical, mental and emotional grind. On numerous occasions, wehave actually had caregiver clients die before the spouse in the nursinghome. Sometimes, the caregivers die shortly after the nursing homespouse dies. The stress of being a caregiver can be deadly serious,especially for older clients who are caregivers for their spouse.
You have to recognize it and develop a plan to deal with it.
Get your children involved in developing a plan to deal with yourloved one's incapacity. And remember, plan for the absolute worst casescenario. Get to an attorney who can help you develop a plan to help youwith your particular situation. And this is especially important as soonas you detect any signs of dementia in your parent or spouse, or as soonas you begin to detect physical problems with your loved one. The sooneryou begin the plan, the better off the family will be.
NOW, HOW DO WE PAY FOR MAMA'S NURSING HOME CARE? There arereally only three ways to pay for a stay in a nursing home.
LONG TERM CARE INSURANCE (LTCI). If Mama was far-sighted enough, shemay have purchased LTCI in the past before she needed it. This would bean excellent source of funds to help defray some or all of Mama's longterm care costs. Unfortunately, very few seniors, those over age 60,have LTCI coverage.
SELF PAY. This essentially means that Mama has enough income orfinancial assets to pay her own way in the nursing home. However, manyfamilies don't have the income or the financial asset base to be able topay $4,000 to $7,500 or more a month for a bed for very long in anursing home.
MEDICAID. This is a state-administered medical benefit program whichwill pay for the cost of a nursing home stay if three tests are met,i.e., medical need, asset, and income. Medicaid is obviously aneeds-based program, funded partially by state funds, but mostly byfederal funds. Many people are under the mistaken impression thatMEDICARE, which most seniors in this country over age sixty-fiveparticipate in to one degree or another, will cover the cost of theirstay in a nursing home.
(c) Copyright 2005 P.L.Fields LLC
P.L. Fields is a Medicaid Expert and President of SeniorStrategies, a service that helps seniors save time and money. Tolearn more about the secret strategies and solutions that Medicaidlawyers charge to get clients qualified for Medicaid, while protectingtheir assets, visit: http://www.medicaidsecrets.info
Doug Ford says Ontario will explore takeover of elder-care homes BNNBloomberg.ca
The world sacrificed its elderly in the race to protect hospitals. The result was a catastrophe in care homes - CNN
The world sacrificed its elderly in the race to protect hospitals. The result was a catastrophe in care homes CNN
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The Intolerable Cruelty of Our Eldercare System The New Republic
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COVID-19: Problems in senior care during pandemic were predictable, preventable says expert - Edmonton Journal
COVID-19: Problems in senior care during pandemic were predictable, preventable says expert Edmonton Journal
Four out of five COVID-19 deaths have been linked to seniors homes. That says a lot about how Canada regards its elders - National Post
Four out of five COVID-19 deaths have been linked to seniors homes. That says a lot about how Canada regards its elders National Post
Public service union calls on pension fund to give up ownership of private nursing home chain - OurWindsor.ca
Public service union calls on pension fund to give up ownership of private nursing home chain OurWindsor.ca
Canada’s nursing home crisis: 81 percent of coronavirus deaths are in long-term care facilities - The Washington Post
Canada’s nursing home crisis: 81 percent of coronavirus deaths are in long-term care facilities The Washington Post
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In 'Creative Care' MacArthur 'genius' Anne Basting describes her breakthrough work with people with dementia Milwaukee Journal Sentinel
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Before the pandemic, our system of elder care was like dry kindling awaiting a spark | Column Tampa Bay Times
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Elder care facilities want COVID-19 tests, so state issues order that says: let us in Tampa Bay Times
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Opinion | Heather Scoffield: People who care for the elderly are essential workers. It's long past time to start treating them right - OurWindsor.ca
Opinion | Heather Scoffield: People who care for the elderly are essential workers. It's long past time to start treating them right OurWindsor.ca
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OPINION EXCHANGE | Counterpoint: Elder care workers are front-line health care heroes too Minneapolis Star Tribune
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Russia: Fire at elder care hospice kills 10, injures 9 Anadolu Agency
Family believes employee gave grandma virus Penn Yan Chronicle-Express
Betsy McCaughey: Cuomo nursing home scandal – Deaths likely closer to 10,000 and it gets worse - Fox News
Betsy McCaughey: Cuomo nursing home scandal – Deaths likely closer to 10,000 and it gets worse Fox News
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The two reasons COVID-19 hit private care homes harder www.insideottawavalley.com/
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Man accused of beating 75-year-old in Detroit nursing home pleads not guilty to assault and other charges CNN
Elder care resources | Sponsored | gazettextra.com Janesville Gazette
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Failure to halt COVID-19 spread leads to mass deaths in Swedish elder care homes World Socialist Web Site
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Latest Update 2020: Elder Care Services Market by COVID19 Impact Analysis And Top Manufacturers: Benesse Style Care, Econ Healthcare, Epoch Elder Care, St Luke's ElderCare, Latin America Home Health Care, etc Cole of Duty
An elder-care facility locked down to contain COVID-19. Then a resident was found shoeless wandering the stree - The Philadelphia Inquirer
An elder-care facility locked down to contain COVID-19. Then a resident was found shoeless wandering the stree The Philadelphia Inquirer
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Second resident of Washakie County nursing home dies as cluster grows to 21 cases Casper Star-Tribune Online
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Editorial — Who's going to pay? State mandate to test nursing home staffers will be expensive NNY360
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Ohio National Guard Deploys To Test Nursing Home, Congregate Care Staff And Residents For COVID-19 WVXU
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Coronavirus Florida: 3 Sarasota-Manatee elder-care centers among Top 10 for deaths Sarasota Herald-Tribune
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Colorado Will Test For Coronavirus At Every Nursing Home Every Week For 8 Weeks Colorado Public Radio
Arizona Assisted Living: Resident Rights
According to the Arizona Administrative Code (R9-10-710), those who reside in assisted living facilities in Arizona have certain rights. In addition to having the right to live in an environment that promotes dignity, independence, self-determination, individuality, privacy and the right of choice, the following are a few of the rights given to residents who reside in assisted living facilities:1.
Why Everyone Over 50 Should be Training for the Senior Games
by Phil Campbell, M.S.
Just Give Them a Lot of Love and You'll be Fine
It was right about this time, 19 years ago. My wife and I were sitting in the very last Lamaze birthing class, soon to be brand new parents.
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If you have an injury or a health problem that restricts your mobility, you can achieve the independence you desire with a wheelchair that's just right for you. Wheelchairs are constructed for people of every size, shape, and age, and have features designed to meet the many diverse interests of users and appropriate for the various levels of assistance required.
Respiratory Help Is Available For Seniors With COPD
As HMOs Continue to Drop Coverage for Seniors - Now Over 500,000 Victims - Those Needing Expensive Respiratory Medication, Support and Homecare Services are the Hardest HitOne Patient Advocate, Geriatric Services of America, is Providing Relief to Victimized Patients Through a Unique, Often No-Cost ProgramMore than 536,000 US senior citizens are scrambling to find new doctors or new coverage because their health plans terminated their Medicare managed-care services, according to a Nonrenewal Report issued by the Centers for Medicare & Medicaid Services for the year 2002. Among the hardest hit are seniors in California (84,000), Florida (59,000), Pennsylvania (55,000), New Jersey (53,000), Texas (46,000), and Michigan (31,000), who will be losing coverage in the coming year.
The Truth About Christmas
Every year, as Christmas approaches, you hear Christmas carols everywhere. Sometimes to the point where another Silent Night would make you want to silent the sound system.
Mom Wont Participate!
Q: Six months ago we placed my mother in an assisted living facility. She gets along fairly well, but we thought she would get involved with all of the activities.
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Caring full time for a loved one can be a challenging task, and it takes a special person to get the job done right. Patience and compassion are the two top qualities a caregiver must possess in order to be successful.
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A few years ago Miranda M. became a widow.
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I've just made another Photoshop video. This one is about colour tinting (or "colorizing") an old photo.
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Moving to a smaller house or apartment in a retirement community almost always involves a certain degree of trauma, both for the elder who's moving and for family members. However, by planning ahead you can reduce the discomfort involved and turn what might well become a nightmare into a pleasant event.
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Ruth is 87 years old this year and has been living alone since 1997. She is in good health, however the daily chores around the home became increasingly difficult.
Prepare to Make Long-term Care Choices
Several months ago, I was coming out of a gas station when a woman stopped me and asked me what I did for a living. On the back of our van is our web address.
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Marketing, Selling, and Serving the Older Adult, Senior Citizens, Family Caregivers
Are your clients pleased by the fine quality service that you provide? Validating your clients' endorsement of you through Certification as a Senior Approved Service will increase your client base. Senior Approved Certification leads a family towards a service like yours side stepping the possibility of connecting with a less than desirable service.
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I am reminded time after time of the profound effect Angels have on people. Recently, I have been receiving manyemails containing examples of how the Angels are reaching through the veils to assist the elderly.
When Assistance with Long Term Care Becomes Necessary
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Who Wants to End Up in a Nursing Home? NO ONE!
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