![]() | |
![]() | |
![]() |
Elder Care Information |
|
![]() |
Long Term In-home Care Options
Are you worried that you may lose all your life's earnings and nest egg due to the rising costs of in-home long term care? As you get older do you have the necessary finances to protect yourself from going broke while slightly incapacitated? Many seniors are worried about are worried about the costs of long-term health care. Are you worried that if something happens to you, that you may run out of money and burn thru their reserves and all your nest egg. Even be forced to sell your paid for home to survive? The costs for long-term in home care are rising, just like the current costs in health care. The average nursing home stay is 2.5 to 5 years of care with a cost of $135.00 per day. At that rate it will not take log to burn thru piles of cash. This is a concern of seniors and rightfully so. It is very important to have long-term care insurance in order to protect your assets and give you peace of mind. You need the assurance of quality care, choice and control over receipt of care. As we get older we do not wish to burden our offspring to come take care of us as they have their own family obligations; so we will want to avoid dependence and it might be nice to receive some tax advantages too. Paying for Long-Term Care requires some strategic planning; either thru family pact to take care of you or long term care insurance. Nothing is not guaranteed and do not expect the government to foot the bill. You see medicare is great but this program may pay for skilled nursing facility care for a very short period of time - but no longer than 100 days and only when you meet all the Medicare requirements for daily skilled care. If you live in California there is Medi-Cal, but this program, called Medicaid outside California, may pay for skilled, rehabilitation and custodial care that is not covered by Medicare, but only if you first "spend-down" assets to federal and state legal impoverishment level guidelines. Can you pay for your care thru personal or family assets without selling your home? Most people provide for long-term care expenses from personal or family income, assets and resources. Your more strategic choice for Long-Term Care may involve having an insurance program. Specially designed programs to pay for long-term health care expenses are viable option. HIPAA defines Federal tax treatment of insurance policies that provide long-term care coverage. Policies that meet certain criteria are designated as "qualified long-term care insurance" and will receive certain tax incentives: the cost of coverage may be deductible and long term care benefits received will not be reported as taxable income. Please consult your tax advisor for information about your personal situation. Play it safe and know your options regarding long-term health care and know protect your assets. Think on this. "Lance Winslow" - If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/wttbbs
MORE RESOURCES: Four Carroll County elder care facilities recognized for short-term rehab performance by U.S. News & World Report Baltimore Sun Elder Care-Seniors Homes, Long Term Care Workers – A Crisis in Care & How to Improve a Broken System Brock University Elder care needs overhaul Toronto Star Elder Care: Gifts for grandchildren Carlisle Sentinel COVID-19 deaths in long-term care reveal need for home supports: advocates Alaska Highway News Trades students prepare for work in a COVID-19 world News Talk 980 CJME Outbreak at Taneytown elder care facility accounts for 12 of Carroll County’s 66 new COVID-19 cases Baltimore Sun Niagara reports eight more COVID deaths; outbreaks over at Falls hospital StCatharinesStandard.ca Eldercare Market India Entrepreneur Turkey: Vaccine campaign focus moves to elder care Anadolu Agency Wide-ranging matters for a district that stretches across St. John's and takes up part of Paradise The Telegram Should MOM legislate eldercare leave? | HRD Asia Human Resources Director Pasadena’s elder care facilities slammed in latest coronavirus surge The Pasadena Star-News Niagara, Ontario report lower daily count of new COVID cases Friday StCatharinesStandard.ca How to Protect Seniors From Online Fraud and Phone Scams The Wall Street Journal Florida offered COVID-19 vaccine to all seniors before many in assisted living got the shot Sarasota Herald-Tribune COVID's death toll in Niagara rises; 113 new cases reported Thursday StCatharinesStandard.ca Elder Care: It is time to party Carlisle Sentinel Niagara's COVID death toll rises as daily new-case count drops again slightly StCatharinesStandard.ca Higgs Government continues to leave critical eldercare workers “out in the cold,” says UFCW GlobeNewswire London, Ont. teen who worked at long-term care home dies after COVID-19 diagnosis CP24 Toronto's Breaking News Family alleges elderly parent with dementia not given basic care as COVID ravaged nursing home CBC.ca Jurisdictional issues challenging COVID-19 vaccine distribution to priority Indigenous populations Toronto Star Elderly Care Market Global Industry Analysis Report | Growth, Future Prospects, and Competitive Landscape 2021 – 2027 || Home, Koninklijke Philips NV, BAYADA Home Health Care – KSU | The Sentinel Newspaper KSU | The Sentinel Newspaper Elder Care Services Market 2021 Size, Share, Trends, Top Manufacturers, Regional Analysis, Business Growth, Applications, Emerging Opportunities And Forecast 2025 Murphy's Hockey Law Indiana Plans Revamp of Eldercare to Make In-Home Services Easier WIBC - Indianapolis News & Politics Elder Care Services Market Size 2021: Showing Impressive Growth with New Business Development Strategy Murphy's Hockey Law Elderly Care Market With COVID 19 Impact Analysis| Leading Players In-depth Analysis Research Report Foresight to 2027 – KSU | The Sentinel Newspaper KSU | The Sentinel Newspaper Global Elderly Care Market Growth, Size, Trends, COVID-19 Impact Analysis, and Global Insights Analysis Report 2027 – KSU | The Sentinel Newspaper KSU | The Sentinel Newspaper Orillia hospital to temporarily lead Roberta Place nursing home in controlling COVID-19 outbreak Global News Editorial: Alameda County stonewalling on COVID nursing home records Pacifica Tribune Nursing home outbreaks hold steady for first week in a month The San Diego Union-Tribune 15 die in Ukraine nursing home fire 660 News Aged Care Services Market to Witness Robust Expansion Throughout the Forecast Period 2020 – 2025 – NeighborWebSJ NeighborWebSJ Elderly Care Market Expoler Future Growth With Top Key Players | Right at Home, LLC, Koninklijke Philips NV, BAYADA Home Health Care KSU | The Sentinel Newspaper Elderly Care Market Opportunity Assessment to reveal profitable Avenues for Players 2021-2027 | Home, Koninklijke Philips NV, BAYADA Home Health Care KSU | The Sentinel Newspaper Elderly Care Market Growth, Size, Trends, COVID-19 Impact Analysis, and Global Insights Analysis Report 2027 KSU | The Sentinel Newspaper New service for Suffolk Law Centre Ipswich Star The Latest: Study: Antibody drug may help prevent virus Vancouver Is Awesome Malaysia Elderly Care Market Snapshot Analysis and Increasing Growth Demand by Forecast To 2027 | Koninklijke Philips, Metro Eldercare Sdn Bhd, Homage, Noble care KSU | The Sentinel Newspaper Ren Ci nursing home staff among first eldercare workers to receive Pfizer-BioNtech Covid-19 vaccine The Straits Times What is Long-Term Care and Who Provides It? ElderLawAnswers.com COVID-19 update for Jan. 23-24: Potential exposure at Hail Mary's | Three outbreaks at St. Paul's Hospital | Nine more deaths Vancouver Sun Eldercare-Assistive Robots Market Latest Trending Report, Revenue, Business Growth, Demand and Applications by 2025: Aldebaran, Nilanjan Sarkar, Paro Robots, Taylor & Francis Group KSU | The Sentinel Newspaper Global Elderly Care Market 2020 Worldwide Industry Size, Key Vendors, Growth Drivers, Opportunity 2027||Home Instead, Inc., ORPEA GROUPE, St Luke's Eldercare Ltd., Rosewood Care Group, Medtronic, Interim HealthCare KSU | The Sentinel Newspaper Royal Nursing Home to invest $ 7.5m in luxury elders' home Sunday Observer This Worcester COVID recovery center allows older patients who live alone or need skilled care to get treatme MassLive.com Endings and beginnings | Elder Law Pocono Record 'Dangerous' Lake Effect Snow Moves Across Central New York Yahoo News Canada Nearly a dozen employees at a Wisconsin nursing home quit after COVID-19 vaccine mandate Becker's Hospital Review Balancing Work and Elder Care Through the Coronavirus Crisis Harvard Business Review Turkey says it seeks survivors after pirate attack off Nigeria Yahoo News Canada Nursing home chain CEO received $5.2M 'retention' bonus amid COVID-19 surge, resident deaths Becker's Hospital Review Elder Care Should Not Be About Making Profits Jacobin magazine Pioneer Elder Care says COVID-19 case might have been missed if it followed public health recommendation StCatharinesStandard.ca Moose Jaw elder care home facing COVID-19 outbreak warns of 'significant staffing challenges' CBC.ca Environment ripe to pressure Ottawa on elder care for territory, says author of academic paper Nunavut News |
![]() |
![]() |
![]() |
RELATED ARTICLES
The Truth About Christmas Every year, as Christmas approaches, you hear Christmas carols everywhere. Sometimes to the point where another Silent Night would make you want to silent the sound system. 5 Myths You Should Know Before Choosing Elder Care Myths associated with selecting quality nursing home care suggest quick and easy ways to identify quality care. In fact, relying on these myths can lead to disastrous results. Assisted Living: Tips on How to Choose a Facility It is easy to be fooled by fancy drapery or expensive furniture that may decorate a care facility. Even though a facility looks high class doesn't always mean the care provided is first class. When the Box is Empty The King had a modest kingdom. He was Danish. Honey, Where Are The Car Keys? Q: My mother is always losing, hiding and hoarding things, I am losing my mind! What can I do to get her to stop?A: This is a great question and I have a lot of material to work with.My grand mother had made me the most beautiful doilies. Caring for Aging Relatives It happens somewhat slowly in the beginning, maybe with a small cough that gets worse as time goes on. It might simply begin with absent mindedness which is totally out of character, followed by total memory lapses. Senior Living: 5 Ways to Help Reduce the Risk of Falling Every year we hear stories of seniors falling, ending up in hospitals and never fully recovering. Unfortunately, these falls often result in death. Why Everyone Over 50 Should be Training for the Senior Games by Phil Campbell, M.S. Caregiving Across The Miles-Tips for Successful Long Distance Caregiving Caring for a parent or a loved one is a difficult job. Your duties as a caregiver become increasingly difficult as the miles increase between you and your loved one. Review of the Changing Protein Requirements for Seniors Youth, it is said, is wasted on the young. Too busy figuring life they hardly take the time to enjoy it. Arizona Senior Housing: Care Options for Seniors Who Can No Longer Live Alone The following are a few of the care options available for seniors who can no longer live on their own and require assistance with their Activities of Daily Living (ADL), or require skilled nursing care. Every state is a little different in terms of availability and cost, state regulations, and the specific names used for each care option:Assisted Living Home- A facility consisting of 10 or fewer residents in a private home setting located in residential neighborhoods. The Dryer Ate Your Underwear! Q: My mom is in the early stages of dementia and she is also incontinent we have tried to get her to stop wearing her underpants and have her start wearing pull-up diapers, she throws the Depends out the door and puts her underpants on. Of coarse we have a lot of laundry! How should I handle this?A: This one should be fairly easy to solve. Who Wants to End Up in a Nursing Home? NO ONE! As a long-term care consultant for seniors and their families I have visited many different types of facilities. But my favorite type of facility to visit is adult family homes. Respiratory Help Is Available For Seniors With COPD As HMOs Continue to Drop Coverage for Seniors - Now Over 500,000 Victims - Those Needing Expensive Respiratory Medication, Support and Homecare Services are the Hardest HitOne Patient Advocate, Geriatric Services of America, is Providing Relief to Victimized Patients Through a Unique, Often No-Cost ProgramMore than 536,000 US senior citizens are scrambling to find new doctors or new coverage because their health plans terminated their Medicare managed-care services, according to a Nonrenewal Report issued by the Centers for Medicare & Medicaid Services for the year 2002. Among the hardest hit are seniors in California (84,000), Florida (59,000), Pennsylvania (55,000), New Jersey (53,000), Texas (46,000), and Michigan (31,000), who will be losing coverage in the coming year. Whos Gonna Take Care of You When Youre Old? I finally went to the doctor this morning for my bad cold. My appointment was for 9:30 am and yet I didn't get home until after 1:00 pm. Paying For Elder Care Just Got Easier It's not a surprise that thousands of families across the nation are facing the challlenges of an aging population. The "sandwich" generation, those who are caring for their children as well as their parents, have been feeling the financial pinch of caring for loved ones. Board and Care Homes - What Are They? Board and Care homes (also known as RCFE's - Residential Care Facilities for the Elderly) are residential private homes that have been licensed by the Department of Social Services to provide services to seniors. Most accept no more than six residents, but offer a cozy, home-like setting for frail seniors. Arizona Assisted Living: Resident Rights According to the Arizona Administrative Code (R9-10-710), those who reside in assisted living facilities in Arizona have certain rights. In addition to having the right to live in an environment that promotes dignity, independence, self-determination, individuality, privacy and the right of choice, the following are a few of the rights given to residents who reside in assisted living facilities:1. 10 Tips to Keep a Family Caregiver from Losing Their Mind Caring full time for a loved one can be a challenging task, and it takes a special person to get the job done right. Patience and compassion are the two top qualities a caregiver must possess in order to be successful. Solitary Confinement -- for Life Sixty-five year old Arthur Jones served a self-imposed life sentence - in his own home.Arthur lived in a high crime neighborhood, so he built iron cages around his outside doors and installed bars on all the windows. ![]() |
home | site map |
© 2009 Asteroidsearch .com |