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Elder Care Information |
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Long Term-Care; 70 Million Americans Will Be Over 65 by 2003
We will all grow old; this is a given. We will all have health issues as we grow older, this also is a given. Many people work their whole lives and if they are smart end up with a paid for house and a little nest egg for retirement. This is a good 15% of the population. Good for us as we have a strong middle-class. But whether you are rich or poor there will come a time when you need long-term care. As a matter of fact statistics show tat 10% of use will need long-term care for 3-5 years. The problem is that such care costs a good $135.00 per day now, not including any future inflation. So something you should be thinking about is; do you have adequate coverage to protect you life's earnings, home and nest egg in the case you are somewhat incapacitated and need home long-term care? Many financial planners are recommending insurance for this; as a matter of fact currently it is all the rage. When shopping for such long-term care insurance there are things you need to look for besides your basic costs of premiums and general services. Things such as an inflation rider to protect you; also a non-forfeiture rider should be in the policy. The non-forfeiture rider prevents the insurance company from completely canceling your policy if you miss premiums; instead you will get less services or care, but not loss of all benefits. There are also in some policies provisions for limiting premium increases. Insurers cannot raise an individual's premiums but they are allowed to raise premiums for an entire class or category of folks. You need to make sure this will not happen and look for this in your policy. Guaranteed Renewability is another provision you need to have; meaning they cannot cancel or refuse to renew your policy as you reach and older age of higher risk. There are over 100 companies, which offer these types of insurance policies but only about 15 or so are any good. Other companies like some abuses in the Insurance Annuity Business may simply collect lots of premiums and then go out of business in the future, leaving you high and dry after taking your premiums. Please be careful and think about this. "Lance Winslow" - If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/wttbbs
MORE RESOURCES: 'Failure of government': Nunavut elder care needs to be brought home, federal minister says - CBC.ca Kamala Harris vows to revive Biden’s defeated ‘care economy’ plans The Washington Post MLA presses government on status of elder-care home work Nunatsiaq News Quebec is 'one minute to midnight before a collapse of the elder-care system,' provider says Montreal Gazette Abuse of older people World Health Organization (WHO) Considerations When Offering Senior Care Dining Times i Advance Senior Care Seniors' podcast aims to ease loneliness by sharing inspiring stories from nursing home residents ABC News Home-based dementia day care service seeks hosts Yahoo Canada Shine On With dementia rates projected to rise, northerners call for better elder care in Nunavut Nunatsiaq News Suspected gunman in Croatia nursing home killings charged on 11 counts, including murder Yahoo News Canada Long-Term Care, Retirement Home and Elder Care Lodge Resources Haliburton, Kawartha, Pine Ridge District Health Unit Norbert Health and Lumina Care Announce Strategic Partnership to Transform Elder Care through AI Technology Business Wire Older adults and population aging statistics Statistique Canada Eskasoni, Province Celebrate Opening of New Long-Term Care Home Government of Nova Scotia Suspect detained in Croatia after ‘savage’ shooting at senior’s home kills 6 South China Morning Post Senior and Older Adult Resources Cash Advance Payday Loans Hamilton Meet Lorraine Breuer, 2024 Hall of Honor inductee McKnight's Long-Term Care News A fire, two deaths and the business of elder care in India Al Jazeera English Canadian grad's elder care app wins Apple's Swift Student Challenge, earns Tim Cook's praise MobileSyrup Seniors Recreation & Things to Do City of Toronto Croatia: Several dead in nursing home attack DW (English) Could a robot keep grandma company? UBC IDEA lab experiments with AI for elder care - Ubyssey Online Whatever Happened to All Those Care Robots? The Atlantic Reshaping Senior Care: Accessibility, Affordability and Trust | Panel discussion at TOI Right to Excellen The Times of India Older people’s risk of abuse is rising. Can an ad campaign protect them? theconversation.com Automation Solutions for an Aging Society: The Future of Elder Care A3 Association for Advancing Automation Creating 'centres of excellence' will help improve senior care in hospitals, says health minister CBC.ca A gunman has killed 6 people including his mother at a nursing home in Croatia, officials say The Associated Press Senior hospitalized with multiple infections suffered neglect in care home, children allege - CBC.ca Health System News Transforming Elderly Care with the Hospital Elder Life Program Ontario Hospital Association Perley Health Foundation reaches $10M goal to transform elder care Ottawa Business Journal Alyssa Renk: State must do something to support elder care Winona Daily News Facing Financial Ruin as Costs Soar for Elder Care The New York Times Frailty Coordinator Lauren Jefferson supports seniors in their health care journey Nova Scotia Health Authority Hiring An Elder Law Attorney Forbes Australia looks to digital strategies for better elder care BioWorld Online CTV National News: Raising the alarm on elder care CTV News Windsor A novel elderly care robot could soon provide personal assistance, enhancing seniors' quality of life Tech Xplore Personal Conflicts, Even Violence, Are Not Uncommon in Long-Term Care The New York Times Seniors spend thousands on dental work, suffer in pain or wind up in ERs. Will Canada's plan help? CBC News Family sues South Bay nursing home after 98-year-old beaten to death KTVU FOX 2 San Francisco Unsung Heroes: How Elder Care Leans on Singapore’s Women Think Global Health OMHHyperLocal World Brain Day Struggles And Hope Of Abandoned Elderly Patients With Dementia At SHEOWS Onlymyhealth Blue Haven Bonaira aged care home sold for $95 million after pushing Kiama Council into heavy debt ABC News Ontario Breaks Ground on Long-Term Care Home in Scarborough Government of Ontario News Indian elderly need people to talk to, places to go to and feel needed, says Asheesh Gupta, founder of Sa The Times of India Connecting Ontarians to The Tools They Need to Stay Healthy This Respiratory Illness Season Government of Ontario News Nursing home reform could move to the ‘side burner’ with Harris focused on reproductive rights McKnight's Long-Term Care News |
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