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Elder Care Information |
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Long Term-Care; 70 Million Americans Will Be Over 65 by 2003
We will all grow old; this is a given. We will all have health issues as we grow older, this also is a given. Many people work their whole lives and if they are smart end up with a paid for house and a little nest egg for retirement. This is a good 15% of the population. Good for us as we have a strong middle-class. But whether you are rich or poor there will come a time when you need long-term care. As a matter of fact statistics show tat 10% of use will need long-term care for 3-5 years. The problem is that such care costs a good $135.00 per day now, not including any future inflation. So something you should be thinking about is; do you have adequate coverage to protect you life's earnings, home and nest egg in the case you are somewhat incapacitated and need home long-term care? Many financial planners are recommending insurance for this; as a matter of fact currently it is all the rage. When shopping for such long-term care insurance there are things you need to look for besides your basic costs of premiums and general services. Things such as an inflation rider to protect you; also a non-forfeiture rider should be in the policy. The non-forfeiture rider prevents the insurance company from completely canceling your policy if you miss premiums; instead you will get less services or care, but not loss of all benefits. There are also in some policies provisions for limiting premium increases. Insurers cannot raise an individual's premiums but they are allowed to raise premiums for an entire class or category of folks. You need to make sure this will not happen and look for this in your policy. Guaranteed Renewability is another provision you need to have; meaning they cannot cancel or refuse to renew your policy as you reach and older age of higher risk. There are over 100 companies, which offer these types of insurance policies but only about 15 or so are any good. Other companies like some abuses in the Insurance Annuity Business may simply collect lots of premiums and then go out of business in the future, leaving you high and dry after taking your premiums. Please be careful and think about this. "Lance Winslow" - If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/wttbbs
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Alberta Prime Times Summit County Probate Court, Vantage Aging seek volunteers to visit nursing home residents cleveland.com Imagining India at 100: Where Health is recognised as being critical for human capital The Indian Express Blighted nursing home facility in Alliance comes down Canton Repository Elder Care Services in need of Foster Grandparent Volunteers WTXL ABC 27 Tallahassee News PruittHealth CEO: Nursing Home Operators Can't Break Into Small Markets Without Government Support Skilled Nursing News FSU helps to seek 'Prosperity for All' in impoverished Leon County area Florida State News Program revived to combat crimes against seniors Southwest Times Should you sign a nursing home admission agreement? The Bristol Press Quebec's nursing homes are betting big on the 'Green House' model of long-term care. Will it work, and could the rest of Canada follow? The Globe and Mail Dayton business people promoted, hired Dayton Daily News 081622 AM HITS ... gb The Center Square Ask Joan: 7 water myths busted | News | eagletribune.com Eagle-Tribune Debbie Vernon running to become Bracebridge ward councillor muskokaregion.com Justice Department to retry Florida nursing home owner on fraud charges Becker's Hospital Review Savvy Senior: Ways to pay for long-term care without insurance or savings Richmond Times-Dispatch Sanderson Group reveals plan for Mount Maunganui retirement and aged care facility Bay of Plenty Times 'We don't have that much time': Inglewood seniors disappointed by delay of small-scale care home CBC.ca US study finds that seniors are critically underprepared for future health care needs | Associated Press BusinessMirror New Construction Loans Skyrocketed for Nursing Home Sector in Q1 2022 Skilled Nursing News Iowa gives too little attention to care of its elderly Iowa Capital Dispatch Can a Nursing Home Hold Friends or Family Members Responsible For a Resident's Care? ElderLawAnswers.com PACE health care model can help improve services to ma veterans MetroWest Daily News Warren nursing home sees spike of 55 virus cases Warren Tribune Chronicle Dog bites Amazon driver, man attacks nursing home worker: Chagrin Falls police blotter cleveland.com After Ida deaths, several more Louisiana nursing home evacuation sites labeled unfit - Houma Courier Prepare now for possible winter energy restrictions | Article | The United States Army United States Army Letters to the Editor Saturday, Aug. 13 – The Daily Gazette The Daily Gazette Pa. nursing home workers share frustration over lack of clarity regarding allocation of state funds WPMT FOX 43 How the labour shortage got so bad Maclean’s Nursing home head gives update on COVID cases Conway Daily Sun Senior-focussed startups re-evaluate elder care The Hans India New CEO announced as Lyndoch Living review multiple allegations of bullying and intimidation ABC News Elderly patients with nowhere else to go are crowding hospitals. How Ontario aims to solve the crisis The Globe and Mail Making India ready for senior care Times of India A route map to improve our care for the elderly The New Indian Express Elder Care Services Market to expand at a CAGR of 7.6% over the forecast period (2022-2031) GlobeNewswire Eldercare in India: An overview Times of India Elderly care: CII calls for improving productivity of retired workforce, health insurance for all Free Press Journal Elder Care start-up Alserv expands to Bengaluru, Mysuru The Hans India India Geriatric Care Services Market to surpass US$ 42.2 Billion by 2028, Says Coherent Market Insights (CMI) GlobeNewswire Elder Care 101: Lifestyle Basics for Senior Citizens to Live a Comfortable Life - Intelligent Living Great to be at forefront of evolving elder care in India: Saumyajit Roy Connected to India |
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